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S80 '06-'16 / V70 & XC70 '07-'16 General Forum for the P3-platform S80 and 70-series models |
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Insurance, Indy Body Shop or DIY repair?Views : 1794 Replies : 13Users Viewing This Thread : |
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May 26th, 2022, 09:27 | #11 |
Junior Member
Last Online: Jan 10th, 2024 21:08
Join Date: Jan 2019
Location: Nr Crediton, Devon
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Thanks all, food for thought here.
My insurers have agreed to cover the damage which is good news so it's not a write-off (I was relieved at that, could have been touch and go as an 08 V70). I've drafted a letter very clearly stating what happened and that it's not my fault. I'll see what comes of the claim...that's my preferred route but if it looks like it's going to be a heap of agro proving innocence or big costs on my part (even though I've also been contacted by a firm of solicitors courtesy of Aviva who've told me they'll work to get back any losses resulting from this claim) then I'll see if the transport co want to cover a local indy body shop. |
May 26th, 2022, 20:19 | #12 |
Premier Member
Last Online: Yesterday 21:32
Join Date: Mar 2017
Location: Manchester
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or you could not bother repairing it its just a few scratches. and keep your insurance clean and your money in your pocket. iv driven round with worse for years and it keeps other drivers away cos they think you dont care about your car
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May 26th, 2022, 20:20 | #13 |
Senior Member
Last Online: Jun 17th, 2024 21:25
Join Date: Feb 2013
Location: oxford
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I should think at this early stage they have simply agreed to "cover your loss", but without having assessed the damage (i.e. sent an assessor or had quotes from their repairer) they probably haven't yet decided whether to pay for the car to be repaired, or write it off and pay you the book value - it could go either way. Just my thoughts.
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May 26th, 2022, 20:32 | #14 |
Member
Last Online: Yesterday 23:51
Join Date: Oct 2018
Location: Hertfordshire
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Too late for this incident, unfortunately, but do consider getting a dashcam. They're not expensive and the cost would probably be recovered from a single incident like this.
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_______________________________________ 2010 Volvo XC70 D5 SE Lux Geartronic AWD |
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body, insurance, scratches |
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